To make the right choice and make no mistake, it is wise to calculate the maximum monthly payment you would like to pay each month. credit repurchase company, will carry out a comparative credit redemption for you in order to offer you the credit at the best rate.
How to obtain the repurchase of credit at the best rate?
You have a mortgage, a lot of consumer credit and online credit. Your debt is too much to bear.
If your mortgage represents more than 60% of your total credit surrender, it is a real estate loan redemption. The loan rate will be the lowest. The best credit rates for the first quarter of 2017 is 1.85% in fixed rate of course.
So, the list of credit repurchase organizations is long. The best credit builder is the one that best meets the needs and expectations of borrowers. A proposal from a secured and adapted to the repayment capacity of the subscribers is the desired result. To succeed in its secure loan buyout, it is recommended to use an intermediary in bank operations, the broker for buying back credits.
What do you get during a credit redemption comparison?
In a credit redemption simulation, you get the new monthly payment, the credit pool term and the borrowing rate but not the APR.
However, in a real comparator credit consolidation, must include the borrower rate of credit, the costs related to the transaction (fees and mandate of the intermediary), the borrower insurance and the APR.
The best rate in credit redemption simulation will not necessarily be the best buyout loan. Because the costs related to this operation are sometimes important and therefore not mentioned. Or, the credit rate will be low but the borrower insurance will be very high. The bank has to win somewhere!
Why apply for a credit union?
Because we are professionals since 2003, it is our business and we are specialized in the repurchase of credit. We carry out simulations of loan redemption all day long. We offer among all the possibilities the best and the most interesting for you. We give you all the data to compare with ease and at your leisure.
Our listening and our advice are free. So, do not hesitate to call us to ask all your questions, we are here for you.